Workers compensation coverage helps employers pay for medical expenses if an employee suffers from a work-related injury or illness. It also pays the employer's cost of a Workers' Comp lawsuit.
General liability insurance policies typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations. General liability insurance can help cover medical expenses and attorney fees resulting from bodily injuries and property damage for which your company may be legally responsible.
Business owner policy (BOP) combines protection for all major property and liability risks in one package. It is usually sold at a premium that is less than the total cost of the individual coverages. A business owner policy might also include crime insurance, vehicle coverage, and flood insurance. Depending on a business' individual situation.
Business auto liability insurance is an important safeguard for your business. If you or an employee is sued following a serious accident in a car or truck you own, liability insurance helps protect your company’s assets.
Builders risk insurance (also known as course of construction or inland marine coverage) is defined as insurance that protects a person's or organization's insurable interest in materials, fixtures and/or equipment awaiting installation (or after installation) during the construction or renovation of a building or structure, should those items sustain physical loss or damage from a covered loss.
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